Paid-Up Life Insurance
When you first bought a life insurance policy, you probably hoped to ensure the financial stability of your family should something happen to you or your spouse. Have your circumstances changed since then?
Retained Life Estate
One of your valued possessions, your home, can become a valued gift to a qualified charitable organization, even while you are still living in it, and even if you want your spouse or other survivor to live there for life. This arrangement is called a retained life estate.
Charitable Gift Annuity
A gift annuity is a simple, contractual agreement between a donor and a qualified charitable organization in which the donor transfers assets to the charity in exchange for its promise to pay one or two annuitants payments for life.
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Charitable Lead Trust
A charitable lead trust is a trust that a donor establishes during life. The income from the trust flows to a charitable organization, typically for a stated number of years.
Charitable Remainder Trust
When you create a charitable remainder trust, you irrevocably transfer money, securities or other assets to a trust that will then pay you an income for life or for a period of years.
Pooled Income Fund
When you contribute to a pooled income fund, you receive an income for the rest of your life, as well as a current income tax deduction. If you give low-yield appreciated securities, you may actually increase your income and avoid capital gains taxes.
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